Disclaimer

The information, calculators, and tools provided on the FirstHomeBuyers website ("the Platform") are for educational and general informational purposes only. They do not constitute financial, legal, taxation, or professional advice.

Before making any financial or property purchasing decisions, you should obtain independent professional advice tailored to your specific personal objectives, financial situation, and needs from a licensed financial adviser, mortgage broker, or legal practitioner.

FirstHomeBuyers is not a bank, lender, or licensed financial adviser. We do not provide credit assistance or recommend specific financial products.

Any borrowing capacities, estimated repayments, or financial metrics calculated on our Platform are indicative estimates based on the limited data you provide and generalized assumptions. Actual lending criteria, interest rates, and loan terms vary significantly between lenders and are subject to change. A successful calculation on our Platform does not guarantee that a lender will approve a loan application.

FirstHomeBuyers aggregates information regarding Australian federal and state government grants, schemes, and concessions (e.g., First Home Owner Grant, First Home Guarantee, stamp duty concessions).

While we make every effort to ensure our information is accurate and up to date, government policies, eligibility criteria, property price caps, and funding availability can change rapidly and without notice.

We make no warranties or representations regarding your actual eligibility for any grant or scheme. Final assessment of eligibility is always determined by the relevant State Revenue Office (SRO), federal government body, or participating lender.

Any property market data, median prices, or suburb profiles provided on the Platform are derived from third-party sources and historical data. The real estate market is subject to fluctuation, and past performance is not a reliable indicator of future property values.

We do not guarantee the accuracy, completeness, or reliability of any property market data displayed on our Platform.

Our Platform includes links to external third-party websites, including official government portals and potential service providers. We do not endorse, guarantee, or assume responsibility for the accuracy or reliability of any information offered by third-party websites linked through our Platform.

To the maximum extent permitted by Australian law, FirstHomeBuyers disclaims all liability for any loss, damage, cost, or expense (whether direct or indirect) incurred by you as a result of your use of the Platform, your reliance on any information contained on or accessed through the Platform, or any error, omission, or misrepresentation in that information.